Topic: BEWARE

Posted under Off Topic

My family received a call from the phone number (480) 812-3745. Turns out it belongs to a scammer who wants your credit card info. I don't want anyone here getting duped. we verified through our card company that nobody affiliated with them called us. A quick Google search turned up other complaints from various people. He will ask about your visa card, and if you tell him you don't have one he says they handle Discover or insert common card name here.
So hang up if 480-812-3745 appears on your caller id.

Updated by Seven Twenty

I can't say for sure, I don't know just how canny this particular scammer is, but likely, outside of North America in general, and outside the U.S. in particular probably are safe in this case. Still won't hurt to be aware, though.

Updated by anonymous

General word of warning: Never give your info over the phone to anyone who calls and says they're from any institution unless you have set up an appointment for them to call and they can confirm your information on their end without you providing it. If someone is calling from a CSR setup to you legally, they have your account open at least to the basic level where they can glean things like that. CSRs are NOT allowed to read credit card numbers of course, as that ould be a breach of security until certain parameters confirming that you are the person registered to the account is confirmed, but there are other ways of finding out if they are legit, such as by asking when the last time a payment was registered in their system, or the last few purchases made, that sort of thing.

Updated by anonymous

123easy said:
General word of warning: Never give your info over the phone to anyone who calls and says they're from any institution unless you have set up an appointment for them to call and they can confirm your information on their end without you providing it. If someone is calling from a CSR setup to you legally, they have your account open at least to the basic level where they can glean things like that. CSRs are NOT allowed to read credit card numbers of course, as that ould be a breach of security until certain parameters confirming that you are the person registered to the account is confirmed, but there are other ways of finding out if they are legit, such as by asking when the last time a payment was registered in their system, or the last few purchases made, that sort of thing.

Good advice, Thank you for helping 123easy.

Updated by anonymous

123easy said:
General word of warning: Never give your info over the phone to anyone who calls and says they're from any institution unless you have set up an appointment for them to call and they can confirm your information on their end without you providing it. If someone is calling from a CSR setup to you legally, they have your account open at least to the basic level where they can glean things like that. CSRs are NOT allowed to read credit card numbers of course, as that ould be a breach of security until certain parameters confirming that you are the person registered to the account is confirmed, but there are other ways of finding out if they are legit, such as by asking when the last time a payment was registered in their system, or the last few purchases made, that sort of thing.

Agreed. Scammers from Arizona are pretty common due to our high number of call centers and retirement centers, so there are a few things you can do to protect yourself.

If you know who you are calling, you can be more lax with them (your energy provider, health insurance, cable company, etc), but if it's a new number, or they sound/operate different, do not provide any information outside of your first name, and state you live in. It doesn't matter if they are trying to have you inherit the money of your Saudi Arabian oil tycoon uncle or if you won the Homeowners' Sweepstakes, don't give out any personal info unless you know for a fact who you are talking to.

To separate the legit from the scammers, try a few things. Ask them for their information, every legitimate company have no problem providing you the name of the company, and a general contact phone number. If they fight you for either of these, probably best to hang up. If they won't tell you any unique identifier for the agent calling, that's another sign. Lastly, if they require account verification before answering any questions (even the company name, why they are calling, where are they located, etc), then probably best to hang up. Even bill collectors have to inform you who they are and why they are calling.

Most of this is common sense to most, but there are those (especially among the elderly) that trust what someone is saying and fall victim to scams.

Updated by anonymous

If it's a number I don't recognize, I don't pick up the phone

Updated by anonymous

TheHuskyK9 said:
If it's a number I don't recognize, I don't pick up the phone

Especially for unknown name and unknown number on caller ID info.

Updated by anonymous

TheHuskyK9 said:
If it's a number I don't recognize, I don't pick up the phone

I love picking up their calls just because I know I'll be wasting their money.

Updated by anonymous

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