I was aware of naked_apron and naked_towel. These seemed to work with me because the items in question don't qualify strictly speaking for either clothing (towel) or mostly_nude (apron, at least rarely).
However, it turns out there's a growing use of naked cape and naked scarf. There's even naked tabard, apparently!
I'm greatly dubious that naked_cape and naked_scarf should be used, if only because they're an obvious slippery slope (naked_socks? naked_hat? naked_boots etc. etc.), and the concept seems generally pretty well covered by mostly_nude. Any thoughts?
Updated by user 187249